Chiropractic treatment focuses on manipulating the musculoskeletal system
to provide relief to injured patients. Workers who suffer an on-the-job
injury often require medical care such as medication, surgery, and physical
therapy. However, chiropractic treatment offers a holistic healing method
that can let employees experience physical improvement after a work-related
injury. Many people wonder if workers’ compensation will pay for
chiropractic therapy, since it is often seen as an alternative form of
Here’s what you need to know:
Workers’ Compensation Does Cover Chiropractic Treatment
Chiropractic care is an ongoing treatment method. Injured workers see a
chiropractor on a regular basis for gradual improvement. In recent decades,
workers’ compensation benefits have been changed to include payments
for chiropractic care. However, since chiropractic therapy is an ongoing
method of treatment, many states put a limit on the amount of visits injured
workers may receive.
Insurance providers do not want workers and chiropractors to take advantage
of compensation coverage to do more treatment sessions than are needed.
That is why proving that your chiropractic care is reasonable and necessary
is important when seeking compensation.
Understanding Reasonably Necessary Treatment
In order to receive payments for chiropractic therapy, you must prove that
the treatment is reasonably necessary. If you continue seeing a chiropractor
but there is no significant improvement within a month, the insurance
company may inquire as to the necessity of your treatment. They may suggest
a different type of therapy, or dispute your claim to compensation for
seemingly unnecessary chiropractic care. Thus, it is important to talk
with your chiropractor to determine a treatment schedule so the insurance
company can stay informed.
Insurance companies may dispute your claim if:
- You don’t show significant improvement after a month
- The frequency of your visits increases rather than decreases
- You fail to provide evidence that the chiropractic treatment is necessary
Under Texas law, you must receive treatment from a licensed chiropractor.
You must also file necessary documents to receive workers’ compensation
benefits for chiropractic therapy. Furthermore, you must receive treatment
by a chiropractic doctor in your insurance network.
It is a good idea to provide information about the frequency of your visits,
the specific area of your body being treated, and your progress throughout
your treatment to the insurance company. If the insurance adjuster disputes
your claim, it may be difficult to prove to a judge that your chiropractic
therapy is reasonably necessary. You can use medical records, reports
from your chiropractor, and documentation of your recovery to show that
the chiropractic treatment is effective and helpful to your healing process.
Learn How Our Houston Work Injury Rehab Services Can Benefit You Today
At QualCare Rehabilitation, we provide tailored treatment plans to injured
workers. If you have suffered and on-the-job injury, our chiropractic
treatment, physical therapy, and pain management programs can provide
the relief you need. We focus on healing the underlying issues, as well
as easing symptoms, so you can enjoy doing the things you love again.
With our chiropractic services, injured employees can receive effective
treatment through workers’ compensation insurance.
today for more information about our services in the Houston area.